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Accounting software comparison

Rivane vs Xero: Xero is great small-business accounting. Rivane is built to scale.

Xero is clean small-business bookkeeping software. Rivane is an AI-native ERP for teams that add entities, subscription revenue, and audit requirements: native multi-entity consolidation, ASC 606, and continuous reconciliation. Plans start at $299 a month with unlimited users, and Xero migration is included.

Multi-entitynative
ASC 606built in
Continuousreconciliation
Built for scaling teams graduating from SMB accounting
Rivane multi-entity console vs a file-per-company setup
Native consolidation and automated revenue in place of the deferred-revenue spreadsheet.

How Rivane compares to Xero

Capability
Rivane
Xero
Multi-entity consolidation
Native, real-time
Not built for it
Revenue recognition (ASC 606)
Native
Manual / spreadsheets
Continuous reconciliation
Automatic
Manual matching
Close management
Orchestrated
Spreadsheet checklist
Reporting
Live from the GL
Standard reports / exports
AI on your ledger
Native
Limited
Audit trail & controls
Enterprise-grade
Basic
Approval workflows
Rule-based
Basic
Scales to
Mid-market & up
Small business
Pricing model
Published, unlimited users
Per-plan tiers

What you leave behind, what you gain

Leave behind with Xero
  • A separate file to maintain for every company
  • Subscription revenue tracked in spreadsheets
  • A manual close run off a spreadsheet checklist
  • Standard reports exported and reworked outside the tool
  • Basic controls and approvals for audit
Gain with Rivane
  • Native, real-time multi-entity consolidation
  • ASC 606 schedules generated from contracts
  • Orchestrated close with continuous reconciliation
  • Live reporting straight from the ledger
  • Approval rules, segregation of duties, and a full audit trail
Native multi-entityReal-time consolidationASC 606 revenueContinuous reconciliationOrchestrated closeReal-time reportingLive GL accessAI on your ledgerRule-based approvalsSegregation of dutiesFull audit trailMulti-currencyScales past SMBLive in weeksNative multi-entityReal-time consolidationASC 606 revenueContinuous reconciliationOrchestrated closeReal-time reportingLive GL accessAI on your ledgerRule-based approvalsSegregation of dutiesFull audit trailMulti-currencyScales past SMBLive in weeks

Why teams graduate from Xero to Rivane

01

Real multi-entity

Consolidate entities and currencies natively instead of maintaining a separate file per company.

02

Revenue done right

ASC 606 schedules generated from contracts replace the deferred-revenue spreadsheet.

03

Audit-ready controls

Approval rules, segregation of duties, and a full audit trail your auditors expect.

Move up without the pain

Migration is included

The migration hub imports historical balances and transactions and ties out opening balances.

Parallel run

Keep Xero running until you are confident to cut over.

Live in weeks

A smooth step up, not a multi-quarter rebuild.

Works with your finance stack

Keep the tools you already run as you outgrow SMB accounting.

Stripe
Ramp
Brex
Mercury
Rippling
Bill.com
Plaid
ADP

”Xero was perfect until we added entities and started recognizing subscription revenue. Rivane handled both without a spreadsheet.”

Head of Finance, scaling business · early design partner

Frequently asked questions

Outgrown Xero?

See how Rivane gives you multi-entity, automated revenue, and audit-ready controls as you scale.

Request a demo